Product
Provider
Rate
Fee
Repayment calculator
NZ$
%
Monthly repayment
NZ$3,249
NZ$649,722total interest
NZ$1,169,722total repaid
Estimate only. Assumes principal & interest, constant rate for full term.
About Standart Fixed 5 Year
The Co-operative Bank's Standard 5-year fixed rate is the longest fixed term available for non-owner-occupied borrowers. It provides absolute payment certainty for five years, which can be valuable for investment portfolio planning.
The rate is the highest in the Standard tier, reflecting both the long commitment and the investment lending risk profile. Best considered by investors who prioritise cash-flow predictability above minimising interest costs.