Product
Provider
Rate
Fee
Repayment calculator
NZ$
%
Monthly repayment
NZ$2,788
NZ$483,786total interest
NZ$1,003,786total repaid
Estimate only. Assumes principal & interest, constant rate for full term.
About Owner Occupied Floating
The Co-operative Bank's Owner Occupied floating rate gives homeowners full repayment flexibility. Make extra payments, repay in full, or switch to fixed — all without penalties. It's the most flexible option for owner-occupiers who bank co-operatively.
The floating rate is higher than fixed options, making it best used as a tactical component. The Co-operative Bank's Owner Occupied floating rate is competitively priced compared to the major banks, reflecting their member-first approach to pricing.