Product
Provider
Rate
Fee
Repayment calculator
NZ$
%
Monthly repayment
NZ$3,202
NZ$632,623total interest
NZ$1,152,623total repaid
Estimate only. Assumes principal & interest, constant rate for full term.
About Standart Fixed 4 Year
The Co-operative Bank's Standard 4-year fixed rate offers extended certainty for investors and non-owner-occupied borrowers. It's designed for those with a clear long-term plan who want to eliminate rate risk over four years.
The premium over shorter terms is more pronounced in the Standard tier, so this product suits borrowers who genuinely need the certainty and have modelled the cost carefully. Break fees can be significant for early exits.