Product
Provider
Rate
Fee
Repayment calculator
NZ$
%
Monthly repayment
NZ$3,081
NZ$589,154total interest
NZ$1,109,154total repaid
Estimate only. Assumes principal & interest, constant rate for full term.
About Standart Fixed 3 Year
The Co-operative Bank's Standard 3-year fixed rate suits investors and non-owner-occupied borrowers who want longer certainty. Three years of fixed repayments provides meaningful cost predictability for investment property cash-flow models.
The Standard tier rate premium reflects the risk profile of investment lending. For investors with a medium-term hold strategy, this term locks out rate risk while maintaining the benefits of co-operative banking.