Product
Provider
Rate
Fee
Monthly repayment
NZ$3,002
NZ$560,585total interest
NZ$1,080,585total repaid
Estimate only. Assumes principal & interest, constant rate for full term.
The Co-operative Bank's Standard 2-year fixed rate provides medium-term stability for non-owner-occupied borrowers. It's a practical choice for property investors who want two years of known costs for their cash-flow planning.
The rate sits above the Owner Occupied tier but benefits from the co-operative's member-owned pricing philosophy. Two years is enough time to weather short-term rate volatility while keeping your options relatively open.