Product
Provider
Rate
Fee
Repayment calculator
NZ$
%
Monthly repayment
NZ$3,081
NZ$589,154total interest
NZ$1,109,154total repaid
Estimate only. Assumes principal & interest, constant rate for full term.
About Owner Occupied Fixed 5 Year
The Co-operative Bank's 5-year Owner Occupied rate offers the maximum fixed-rate certainty available. For the most stability-focused owner-occupiers, this term eliminates all rate guesswork for five full years.
The rate is the highest of their fixed options, reflecting the long commitment. But for borrowers who genuinely cannot tolerate payment variability, or who believe rates will rise substantially, this term provides unmatched peace of mind from a values-driven bank.