Product
Provider
Rate
Fee
Repayment calculator
NZ$
%
Monthly repayment
NZ$2,839
NZ$502,161total interest
NZ$1,022,161total repaid
Estimate only. Assumes principal & interest, constant rate for full term.
About Owner Occupied Fixed 2 Year
The Co-operative Bank's 2-year Owner Occupied fixed rate delivers medium-term stability from New Zealand's only customer-owned bank. It's a solid option for homeowners who want two years of predictable repayments backed by an ethical banking model.
The owner-occupied rate is preferential compared to the Standard tier, rewarding borrowers who live in their property. The Co-operative Bank's growing digital presence makes managing your mortgage increasingly convenient alongside their personalised service.