Product
Provider
Rate
Fee
Repayment calculator
NZ$
%
Monthly repayment
NZ$2,982
NZ$553,496total interest
NZ$1,073,496total repaid
Estimate only. Assumes principal & interest, constant rate for full term.
About Special Fixed 5 Year
Westpac's Special Fixed 5 Year rate provides the longest fixed-rate certainty at discounted pricing. For borrowers who qualify, this is five years of unchanging repayments at a rate below Westpac's standard tier.
This is the ultimate set-and-forget option for those who want maximum stability. The special discount narrows the cost gap compared to shorter terms, making it more palatable for stability-focused borrowers. Westpac's cashback further sweetens the deal.