Product
Provider
Rate
Fee
Repayment calculator
NZ$
%
Monthly repayment
NZ$2,884
NZ$518,368total interest
NZ$1,038,368total repaid
Estimate only. Assumes principal & interest, constant rate for full term.
About Special Fixed 3 Year
Westpac's Special Fixed 3 Year rate locks in a discounted rate for three years. For qualifying borrowers who want longer-term certainty without paying standard-tier pricing, this is one of the most competitive 3-year options among major New Zealand banks.
Three years provides meaningful protection against rate rises, and the special pricing narrows the gap versus shorter terms. Westpac's strong digital platform and nationwide branch network support the ongoing management of your mortgage.