Product
Provider
Rate
Fee
TSB
TSB Bank is a New Zealand-owned bank headquartered in New Plymouth, Taranaki. It offers home loans, personal loans, savings, term deposits and credit cards, with a strong focus on community and customer service.
9active products
4.49%Best home loan rate
Home Loans9
See all home loans →| Product | Rate | Term | |
|---|---|---|---|
| Fixed 1 Yearfixed | 4.49% | 12 mo | Details → |
| Fixed 6 monthfixed | 4.59% | 6 mo | Details → |
| Fixed 18 Monthfixed | 4.99% | 18 mo | Details → |
| Fixed 2 Yearfixed | 5.09% | 24 mo | Details → |
| Fixed 3 Yearfixed | 5.29% | 36 mo | Details → |
| Fixed 4 Yearfixed | 5.55% | 48 mo | Details → |
| Fixed 5 Yearfixed | 5.69% | 60 mo | Details → |
| Floatingfloating | 5.79% | — | Details → |
| Revolvingfloating | 5.89% | — | Details → |
Mortgage tools
Frequently asked questions
What financial products does TSB offer?
TSB offers Home Loans in New Zealand. They have 9 active products available for comparison on RatePal.
What is the lowest home loan rate at TSB?
The lowest current home loan rate from TSB is 4.49% p.a. Rates vary by loan-to-value ratio, loan term and individual circumstances. Use RatePal's calculator to estimate your repayments.
Does TSB offer term deposits?
TSB does not currently have term deposit products listed on RatePal. Check their website for the latest offerings.
Is TSB a registered bank in New Zealand?
Yes, TSB is a registered bank with the Reserve Bank of New Zealand (RBNZ). Deposits are covered by the New Zealand Depositor Compensation Scheme (DCS) up to NZ$100,000 per depositor.
How do I apply for a product with TSB?
You can apply directly through TSB's website at https://www.tsb.co.nz. RatePal provides comparison information only — click "Apply now" on any product to go to the provider's official application page.
Rates shown are indicative and subject to change. Always confirm current rates and terms directly with TSB before applying. Last updated: 5/04/2026.