Product
Provider
Rate
Fee
Simplicity
Simplicity is a New Zealand non-profit KiwiSaver provider offering some of the lowest fees in the market, with a focus on passive index-fund investing and donating 15% of management fees to charity.
6active products
$120Lowest KiwiSaver fee (on $50k)
KiwiSaver6
See all KiwiSaver funds →| Fund | Type | Risk | Fee/yr on $50k | 1yr return | |
|---|---|---|---|---|---|
| Simplicity BalancedESG | Balanced | 4/7 | $120 | 8.68% | Details → |
| Simplicity ConservativeESG | Conservative | 2/7 | $120 | 5.39% | Details → |
| Simplicity DefaultESG | Balanced | 4/7 | $120 | 8.79% | Details → |
| Simplicity DefensiveESG | Defensive | 1/7 | $120 | 3.52% | Details → |
| Simplicity GrowthESG | Growth | 6/7 | $120 | 10.72% | Details → |
| Simplicity High GrowthESG | Aggressive | 7/7 | $120 | 12.21% | Details → |
Frequently asked questions
What financial products does Simplicity offer?
Simplicity offers KiwiSaver in New Zealand. They have 6 active products available for comparison on RatePal.
Does Simplicity offer term deposits?
Simplicity does not currently have term deposit products listed on RatePal. Check their website for the latest offerings.
How do I apply for a product with Simplicity?
You can apply directly through Simplicity's website at https://simplicity.kiwi/. RatePal provides comparison information only — click "Apply now" on any product to go to the provider's official application page.
Rates shown are indicative and subject to change. Always confirm current rates and terms directly with Simplicity before applying. Last updated: 5/04/2026.